BY REGISTERING TO BID, YOU ARE AGREEING TO ALL OF THE
FOLLOWING TERMS AND CONDITIONS.

1.Purchases must be paid for
within 24 hours after the
auction. Payments can be in
the form of Cashier?s Check
made
payable to Credit Management
Association and overnighted to
Attn: Auction Division, 40 E.
Verdugo Ave.,
Burbank, CA 91502 or Wire
Transfer: American River Bank,
520
Capital Mall, Suite 100,
Sacramento, CA 95814, CMA
Auction
Account # 510707693, AB #
121140263. NO EXCEPTIONS. All
bidding and invoicing will be
in US Dollars ($); the above
approved forms of payment must
be made in US currency.
PLEASE REFERENCE THIS AUCTION
AND YOUR BUYER NUMBER ON ANY
PAYMENTS. ALL INVOICES MUST BE
PAID IN FULL BY THE DATE
ANNOUNCED.

2. Credit Card is required for
registration, but cannot be
used for purchases.

3. A Buyer?s premium of 15.5%
of the bid price will be added
to the price of each item
purchased. The buyer?s premium
for
each sale will also be
announced at the time of the
auction.
Taxes are calculated AFTER the
buyer?s
premium. Note: Buyer?s premium
online generally differs from
onsite. The Buyer?s Premium
percentage will be posted on
the
website.

4. ALL SALES ARE FINAL. NO
EXCEPTIONS. The condition of
the
merchandise being offered
varies. Buyer understands and
agrees:
(1) that any description or
sample of the merchandise
given
or furnished by Auctioneer is
solely for
identification and does not
create any warranty, expressed
or implied, that the
merchandise actually conforms
to such
description or sample;
(2) that all merchandise is
purchased and accepted by
Buyer
?AS IS?, ?IN PLACE? and ?WITH
ALL FAULTS, KNOWN AND
UNKNOWN.? CREDIT MANAGEMENT
ASSOCIATION (?AUCTIONEER?)
MAKES
NO WARRANTIES OR GUARANTEES
WHATSOEVER WHETHER WRITTEN,
ORAL
OR IMPLIED AS TO QUALITY,
QUANTITY, CONDITION, LOCATION,
USEABILITY, SALEABILITY,
WEIGHT,
MEASUREMENT, YEAR, MODEL,
MECHANICAL CONDITION,
PERFORMANCE,
FITNESS FOR A PARTICULAR
PURPOSE OR OTHER
SPECIFICATIONS.
MANUFACTURERS WARRANTIES MAY
BE IN EFFECT. NO SALE SHALL BE
INVALIDATED AND AUCTIONEER
SHALL HAVE
NO LIABILITY FOR A
MISDESCRIPTION OF ANY ARTICLE
OR LOT
WHETHER CONTAINED IN A
CATALOG, ADVERTISEMENT OR
OTHERWISE.
Descriptions have been
prepared for guide purposes
only and
shall not be relied upon by
Buyer for accuracy or
completeness. By submitting a
bid,Buyer/Bidder affirms it
has inspected all items or has
waived its right to do so
prior to bidding. Buyers shall
be deemed to have relied
entirely upon their own
inspections and
investigations.

5. Buyers will be charged all
applicable taxes unless
SATISFACTORY PROOF OF
EXEMPTION is provided to
Auctioneer.
If satisfactory proof is not
provided, Buyer will pay all
applicable taxes to
Auctioneer. Proof must be
provided
PRIOR to removal of purchases.
No taxes will be refunded
once the purchasers have left
the site. Proof of exemption,
subject to approval by
Auctioneer,
includes VALID RESELLER?S
PERMITS, STATE-ISSUED LETTERS
OF
EXEMPTION, BILLS OF LADING
provided by shipper for OUT-
OF-
STATE SHIPMENTS only, and any
other documents as governed by
applicable local, state, and
federal laws deemed acceptable
at Auctioneer?s sole
discretion. Taxes are
calculated AFTER
the buyer?s premium.

6. All articles will be sold
to the highest bidder
conforming to the bid process.
Auctioneer reserves the right
to sell articles by individual
group lots and ?En
Bloc? as he deems appropriate.
Auctioneer reserves the right
to group, reduce, add to or
delete lots. Auctioneer
reserves
the right to sell on behalf of
third parties, its own
account or on the account of
others. In the event there is
a
dispute between two or more
claims of entitlement as the
successful bidder, Auctioneer
reserves the right to re-
auction the item in dispute.
Auctioneer
shall regulate all matters
relating to the conduct of the
auction and his decision shall
be final and binding on all
bidders. Auctioneer shall be
entitled to make changes in
(the composition of) the lots
or to withdraw them, up until
the last moment before the
sale, refuse bids without
having
to state the reason, in which
case the previous bidders
shall be bound to their bids,
and to correct himself.
Auctioneer reserves the right
to sell subject to reserve and
to purchase for its own
account or of others, whether
by
verbal or written proxy, all
subject to prior sale. All
sales shall be concluded on
the fall of the hammer or as
indicated by Auctioneer and no
buyer may thereafter revoke
his bid.

7. Any announcements made on
the day of the auction take
precedence over catalog or
other previously announced or
documented information, but do
not alter in any way the
basic terms and conditions of
sale. Credit Management
Association reserves the right
to correct any mistakes or
typographical errors made by
itself or on its behalf in any
of its announcements or
documents.

8. No checkout will be
permitted during the auction
sale.
All invoices must be paid in
full before any merchandise
will be released from the
premises. Unless Auctioneer
determines otherwise at its
sole discretion, checkout will
begin on the day following the
auction sale. Quantities must
be checked before removal of
purchases. No allowances will
be made for claims or
shortages once items are
removed from
the auction premises. Unless
Auctioneer determines
otherwise
at its sole discretion, no
item, no matter how small or
how
far the purchaser has to
travel, may be removed until
the
close of the auction sale.
Where available, documents of
transfer, including motor
vehicle ownership documents,
will be provided within 30
days
following the auction or as
soon thereafter as such
documents are available.
Credit Management Association
makes no warranties that such
documents will be available.
Any available titles shall not
pass to Buyer until full
payment is received.

9. All property must be paid
for and picked up in the time
frames announced by Auctioneer
at time of sale. If not, the
merchandise will be deemed
abandoned and Buyer will lose
right, title or interest Buyer
may have acquired
and the merchandise shall
revert and repossess to
Auctioneer
without further notice to
Buyer and Buyer?s deposit will
be
forfeited. No purchaser may
assign, transfer, or dispose
of
his rights in any article
purchased before he has paid
the
purchase price in full.

10. If any applicable
conditions are not complied
with by
Buyer, then, in addition to
any other remedies available
to
Auctioneer, including and
without limitation, the right
to
hold Buyer liable for the
total purchase price,
Auctioneer may, at its option,
(a) cancel the sale,
retaining all payments made by
Buyer, including any deposit
made, as liquidated damages
and/or (b) resell
the merchandise at public
auction in which event Buyer
will
be liable for the cost of
removing and reselling the
abandoned merchandise, for any
deficiency
between Buyer?s original
purchase price and subsequent
resale price, Auctioneer?s
commission, interest rates (a
minimum of 1.5% per month or
18% per annum), legal fees,
moving and storage (a minimum
of $2.00/sq.ft. per month) and
all other expenses related to
the disposal or reselling of
the abandoned property. In
addition, Auctioneer may
retain
any merchandise purchased at
auction by a defaulting Buyer
as collateral security for
Buyer?s
obligations to Auctioneer.

11. Buyer is solely
responsible to provide any
personnel,
equipment or materials needed
to pick up purchases and shall
assume all responsibility for
the removal of any item of
property purchased at the sale
and any and all
risks associated with such
removal including, without
limitations, the
responsibility for providing
LICENSED AND
BONDED professionals to ensure
proper water, gas and/or
power disconnection,
disassembly, removal and
loading and
full financial responsibility
for any damage or liability to
persons or property resulting
from any negligent act or
omission of Buyer or Buyer?s
employees, agents and/or
representatives during pick-up
and removal. CMA
does not provide packing or
shipping services NO
EXCEPTIONS.

12. Buyer agrees that in the
event purchased merchandise
contains any environmental
hazards, toxic waste or other
type of hazardous material in
any form whatsoever, Buyer
shall provide evidence that
Buyer or its representatives
are
licensed for such removal and
shall comply with all
applicable local, state and/or
federal rules, laws and
regulations. Auctioneer, its
agents or representatives will
not be responsible for its
containment, storage or
removal.

13. Persons in attendance
during the inspection, sale or
removal of merchandise assumes
all risks of damage or loss
to persons, property, or
merchandise and shall exercise
proper precautions at all
times for the protection of
persons and property and shall
comply with all safety and
health requirements as
directed by Auctioneer, and
local,
state and federal
regulations. Auctioneer, its
agents, its employees and
representatives shall not be
liable by reason of any defect
in or about the condition of
the premises
on which the auction is held.
Buyer specifically releases
Auctioneer, its agents and
representatives from all
liability thereof.

14. All risks of loss shall
pass to Buyer at the time of
payment. If Auctioneer is
unable to deliver an article
sold
to Buyer due to fire, theft or
any other reasons whatsoever,
Auctioneer shall reimburse
Buyer for all monies paid to
Auctioneer in respect to the
article and Auctioneer shall
have no further liability to
the purchaser arising from or
relating to such loss,
including
without limitation any damages
for loss of profits.

15. In no event shall
Auctioneer?s liability to
Buyer exceed
the purchase price actually
paid. A buyer?s claim shall be
limited to the amount paid for
the merchandise, and shall
not extend to any obligation;
risk; liability; right; claim;
remedy for loss of use,
revenue or profit; liability
of
Buyer to any third party;
personal injury; or any other
direct, indirect, incidental
or consequential
damages. Auctioneer is acting
as an agent only and is not
responsible for its clients.

16. Buyer agrees to indemnify,
defend and hold harmless
Auctioneer and its agents and
representatives, from any and
all demands, claims, losses,
damages and liabilities
(including attorney?s fees)
asserted against, resulting
to or imposed upon Auctioneer
resulting from the negligence
of Buyer or his/her employees,
agents and representatives,
while in, at or about the
auction premises during
inspection, sale or removal of
merchandise.

17. Credit Management
Association shall have the
right to
make image and audio video
recordings of the auction, to
use
said recordings at its own
discretion, and if deemed
appropriate to make them
public. Participants give
their
permission by participating in
the auction.

18. The bidder?s paddle is
nontransferable. All bids made
by
the holder of the paddle will
be Buyer?sresponsibility. A
successful bid at auction
constitutes a legally binding
contract of sale. Auctioneer
reserves the right to refuse
any applicant the privilege of
bidding or attending the
auction and may revoke such
privilege of bidding or
attending the auction AT ANY
TIME.

19. This sale transaction
shall be governed by and
construed
in accordance with local laws
of the State of California,
USA. If any provision of these
Terms and Conditions shall be
held invalid, illegal,
unenforceable or inoperative,
the
balance of Terms and
Conditions shall remain in
full force
and affect as if such
provisions had not been
included.
These Terms and Conditions
with any
amendments or modifications
expressly made by Auctioneer
at
the time of the auction
constitute all the terms and
conditions with respect to the
sale of articles at this
auction. There are no
representatives, warranties,
terms,
conditions, undertakings or
collateral agreements except
as
herein provided.

ALL SALES ARE FINAL! NO
REFUNDS OR EXCHANGES!
INVOICES MUST BE PAID IN FULL
WITHIN 48 HOURS.CHECK OUT IS
BY APPOINTMENT ONLY! PLEASE
CALL 818-652-8053 TO SCHEDULE
APPOINTMENT.